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Investing in real estate remains a viable wealth creation and preservation strategy for many high-net-worth (investors). Among various real estate investment options, purchasing large parcels of undeveloped land has seen a substantial...

If you’re a business owner or entrepreneur in Newport Beach, tax‑efficient decision‑making plays a critical role in your long‑term financial success. Bonus depreciation has historically offered valuable tax relief by allowing companies...

Tax season comes around every year, but the most financially confident individuals don’t wait until April to prepare. Whether you’re a business owner, executive, or high‑income professional in Newport Beach, advance preparation is one...

For many business owners and executives, the company is both the greatest asset — and the greatest risk. It provides income, opportunity, and long‑term value. But it also creates dependency, concentration, and complexity that can work...

If you’re an executive, entrepreneur, or business owner in Newport Beach, you likely manage complex financial responsibilities — both personally and professionally. From concentrated stock positions to evolving tax strategies,...

For many business owners and executives, financial success doesn’t always translate to financial clarity. Between fast‑moving business demands, complex compensation structures, tax exposure, insurance layers, and legacy considerations,...

Thoughtful retirement planning brings structure to your financial life and helps you stay consistent as you work toward long‑term goals. It can also create a sense of progress as you move closer to the retirement you envision. But...

When you retire, you need your money to continue working for you. After years of saving and investing, it’s natural to ask: “How do I make my money last?” For many retirees—especially those who have built significant wealth—the...

The end of the year is not just a season for celebration and reflection but also a perfect time to ensure that our finances are in order. This includes crucial aspects such as wrapping up all financial contributions before the year-end...

In 2017, the passing of the Tax Cuts and Jobs Act (TCJA) offered many different taxpayers a variety of benefits including changing deductions, depreciation, expensing, tax credits, and other tax-related items. The provisions were never...

On Giving Tuesday—the day after Cyber Monday—millions of people across the world focus their attention on giving back. Whether as a way to eke out meaningful legacies or trim your tax bills, end-of-year philanthropy is a good cause...

Estate planning can be daunting for many families, especially those with significant wealth and assets. However, a strategy such as a Family Limited Liability Company (FLLC) may help ease concerns while offering various benefits for...

Estate planning is also significantly relevant for single individuals without children. It is a protective measure that ensures assets are distributed according to one's wishes and helps minimize legal disputes among family members....

Probate is a legal process that involves authenticating a deceased person's will, appointing an executor, appraising the deceased's property, paying debts and taxes, and distributing the remaining estate to the rightful heirs. It can...

Growing a business is impressive, but it takes more than just turning a profit to build wealth: It requires a mind shift from short-term gains to long-term prosperity. A business owner must focus on the company's financial confidence...

If you're a business owner, you are likely the Chief Everything Officer at work and have many responsibilities. A business owner's situation is unique since they are asset-rich and cash-poor since their wealth is in their...

Asset protection is a crucial aspect of entrepreneurship that entrepreneurs must be aware of, regardless of the industry in which they operate. In our current economic climate, where lawsuits and creditor claims are becoming...

While a Roth IRA conversion may suit some, wealthy individuals may not consider this investment strategy under certain circumstances. Here, we delve into why this strategy may not be appropriate for them. First, what is Roth IRA...

Owning luxury assets such as exquisite homes, cars, yachts, and priceless art pieces requires safeguarding them against potential risks or loss. This situation is where umbrella insurance comes into play. It acts as an extra layer of...

Inflation-hedging and diversification benefits can be appealing to investors Commercial real estate investing, with its inherent inflation-hedging capabilities and potential for consistent returns, can be a valuable addition to an...

In the exhilarating world of startups, offering equity to employees has become a prevalent trend. Equity is often dangled as a carrot, a promise of future rewards as the company scales and, hopefully, becomes the next big success story...

Executive bonus plans represent a cornerstone of compensation packages for top-tier executives, offering a mix of incentives and rewards for performance and retention. However, the intricacies and variabilities inherent in these plans can p

Treasury bills, often called T-bills, are considered a secure and reliable investment option that may be suitable for some investors. Governments worldwide offer this option, allowing investors to invest funds in a low-risk environment...

More than two-thirds of parents are concerned about how to pay for their child’s college education, and business owners are no exception.1 You may worry about being able to manage college expenses while also having concerns about your...

In today's economic environment, where market volatility and inflation are often unpredictable and inevitable, investing can sometimes feel like a rollercoaster. However, investing during these periods doesn't have to be a...

Accredited investors are individuals characterized by their high net worth or substantial income. Being an accredited investor provides special access to various investment opportunities otherwise inaccessible to the general public....

Integrated Wealth Strategies for Families Managing Complex, Multi-Generational Assets Your Legacy Deserves More Than Luck—It Deserves a Plan At Highway One Capital, we understand that managing wealth across generations is about more...

Tariffs—taxes imposed on imported goods—have become an essential factor for investors to consider. They are typically used to protect domestic industries from foreign competition by increasing the costs of imported goods. However,...

Protecting your finances is always important. But as you approach retirement, with less time to bounce back from any missteps, it becomes even more critical to avoid fraud, identity theft, and other threats. Below, we discuss a few...

Investing in Black-owned businesses has been a hot topic in recent years, and for good reason. Even though there has been significant growth in Black business ownership in the past decade, many owners continue to face challenges,...

Working from home can certainly provide you with personal benefits, such as a flexible schedule and more family time. But increasing numbers of people are discovering the tax advantages as well. It's no secret that you generally can't...

As an employer, offering competitive and appealing benefits is essential to attracting and retaining top talent. One such benefit is a 529 Plan within the company's comprehensive benefits package. Named for Section 529 of the Internal...

State-mandated retirement plans result from legislation requiring employers to provide their employees with retirement savings opportunities. Businesses can comply with these laws by enrolling their employees into a state-sponsored...

April marks Stress Awareness Month, which provides a great opportunity to shed light on a topic often overlooked in the world of high-net-worth investors, which is mental health. For anyone who is used to managing substantial wealth,...

When you are busy running a company, it may be difficult to think about your taxes. Proactive tax planning helps you to avoid an unexpected tax liability when you file. These helpful strategies may offset your tax liability and might...

The journey to prosperity involves more than just a high income. It requires strategic planning, wise investment decisions, and a keen understanding of your financial landscape. On Financial Professional Day, explore how working with a...

Addressing wealth management comprehensively in today's market environment is essential for individuals and business entities. Given the dynamic nature of global markets and the ever-changing economic landscape, navigating investment...

Understanding the anticipated changes in tax laws and regulations in 2025 will become increasingly crucial. One area that requires attention is the estate tax sunset at the end of 2025. The estate tax, also known as the inheritance,...

Social Security (SS) retirement benefits are a vital component of retirement income for many people. It consists of multiple benefits, including disability, survivor, and retirement benefits, and is an indispensable part of many...

Tax planning is an essential aspect of financial management. Especially for individuals who have accumulated substantial wealth over their lifetime. High-net-worth (HNW) retirees, in particular, need to pay special attention to their...

Net investment income tax (NIIT), also affectionately known as the ‘You-Make-A-Lot-of-Money Tax,’ involves the net investment income of individuals, estates, and trusts. According to the Wall Street Journal, more Americans than ever...

There has been a lot of talk lately about capital gains taxes. An investor will buy an asset at one price and sell it at a higher price for a profit. This profit is called a capital gain. These capital gains are subject to taxation by...

The general rule for gifts is that any gift over the annual federal gift tax exclusion amount ($19,000 for individual gifts and $38,000 for joint gifts in 2025) is subject to federal gift tax and generation-skipping transfer tax...

A number of special federal tax benefits are available for investing capital gains in a qualified opportunity fund. These include: (1) the temporary deferral of tax on the capital gains, (2) the partial exclusion of the capital gains...

In unpredictable economic times, many donors may be wary of making large donations of cash, even to charities they would otherwise like to support. Nonprofits are therefore increasingly encouraging donors to make gifts of non-liquid...

For many people, the month of December and the New Year are times for personal reflection, a time to consider commitments and resolutions for the coming year. This year, why not resolve to make your finances a priority? With proper...

For high-net-worth (HNW) and ultra-high-net-worth (UHNW) individuals, their wealth comes with the ability to create significant change. However, wielding this influence requires strategic planning and understanding how to transform...

As the year comes to a close, there are some important deadlines that you shouldn’t ignore. These deadlines affect your taxes, savings, and, perhaps, your financial future. Here’s a simple guide to help you stay on track before this...

On Giving Tuesday—the day after Cyber Monday—millions of people across the world focus their attention on giving back. Whether as a way to eke out meaningful legacies or trim your tax bills, end-of-year philanthropy is a good cause...

Before the year ends, it’s important to review your finances with a financial professional. Here’s a simple checklist of nine things to double-check to make sure you’re in good shape for the new year. Review Your Tax Withholdings If...

Like other sectors, philanthropy experiences trends that shape giving. These trends positively impact broader societal goals that many high-net-worth (HNW) philanthropists strive toward. Here are five trends reshaping giving for HNW...

There are often red flags you may notice that indicate your parents have reached a point where they need help with their finances. At first, your parents might be resistant to this, believing they can still manage their financial lives...

Until recently, college student-athletes were considered amateurs and prohibited from receiving monetary compensation. However, the NCAA has introduced Name, Image, and Likeness (NIL) rules that now allow student-athletes to be...

As one embarks on their journey toward a high-net-worth status, it's crucial to understand that strategic planning and intelligent decision-making are essential for wealth generation and preservation. One of the most powerful tools at...

When the Federal Reserve cuts rates, it generally offers some relief to Americans who have felt pinched by excessive borrowing costs. The lower interest rates would make it more affordable to borrow money and lower debt payments owed...

Market uncertainty occurs when investors find it challenging to analyze current and future market conditions due to market volatility. Various factors, such as inflation, central bank policy changes, interest rate fluctuation, investor...

The more assets you have at stake, the bigger the target on your back for cybercrime. This means that managing your financial wealth needs to go beyond traditional security measures. You also need a comprehensive cybersecurity strategy...

Election years are a time of uncertainty and excitement for many people. There may be concerns with social and public policy, and the implications of legislature on the market and personal finances. Historically, elections haven’t had...

Every so often we wake up to news reports of market volatility and global financial upheaval. Even though this is not unusual, we grow concerned and some investors panic as they watch their hard-earned money disappear before their eyes...

Election years create a certain level of uncertainty regarding your finances and investments. During continued market volatility, an imminent election can make investors tense. But don’t get too caught up in everything you read and...

Both trading and investing involve purchasing financial assets for the purpose of growing the value of those investments and either earning a profit through a sale, the accumulation of interest, or dividends paid out (and reinvested in...

Growth investing and value investing are similar yet different financial concepts that motivate investors depending on several factors. These motivations vary from person-to-person based on their personality, upbringing, short—and...

The #1 goal of adaptive planning is to deliver superior outcomes Uncertainty is an inherent part of the financial sector, and nowhere is this more evident than in finance management and analysis. The reality is that perfect financial...

Helping Your Family and Preserving Your Finances There are several ways high-net-worth individuals can benefit from life insurance. It is a vehicle that could provide loved ones with an income stream, it can be used as an investment...

A Guide for High-Earning Business Owners Growing a business is impressive, but it takes more than just turning a profit to build wealth: It requires a mind shift from short-term gains to long-term prosperity. A business owner must...

Tax planning is an essential aspect of financial management, especially for individuals who have accumulated substantial wealth over their lifetime. High-net-worth (HNW) retirees, in particular, need to pay special attention to their...

Why Owning a Small Business Could Be Your Next Best Move For workers in the U.S., a six-figure income is enough to land you in the top 10 percent of wage earners.1 Looking even higher, the top 5 percent earns an average of $340,000 per...

Charitable giving is an excellent way for businesses to help others while taking advantage of additional tax breaks. Billions of dollars are given each year in the U.S. to a wide range of charities providing valuable community services...

Business succession planning — what is it? One of the important decisions a business owner must face is when and how to step out of the business — in other words, business succession planning. Do you expect to retire from your...

Asset management and financial wellness can help develop long-term confidence when wealth transfers from generation to generation. Understanding and implementing financial wellness techniques is essential for effectively sharing wealth...

Retirement can have many meanings. For some, it will be a time to travel and spend time with family members. For others, it will be a time to start a new business or begin a charitable endeavor.